How Insurance Companies Try to Devalue Injury Claims

February 26th, 2020
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Insurance companies are a business like any other. As such, they will do everything they can to avoid paying the true value of your injury claim. Here are 5 sneaky tactics insurance companies use to devalue or deny your claim.

  1. Personal Surveillance

Insurance companies are in the habit of hiring private investigators to monitor you in order to “catch” you doing anything that contradicts your injury claim. Even something as simple as carrying a bag of groceries to your car could be used by the insurance company to minimize your injuries. 

  1. Checking Your Social Media Accounts 

Even if your social media profiles are set to private, it is important to assume that anything put on the Internet can be seen by anyone. Insurance companies will check your social media for any posts or pictures that may make it seem that you are fine – even if those photos and posts are pre-accident.

  1. Calling Quickly After an Accident

No matter how friendly the adjuster may seem, they are always on the side of the insurance company. You are not obligated to speak with the adjuster and are often advised not to do so until you obtain counsel. Keep in mind that you will likely be recorded on these calls and anything you say can be used to diminish your claim.

  1. Requesting Access to Your Medical Records

While it may seem reasonable that the insurance company wants to see your medical records, remember that when you provide this authorization they will have access to all of your medical records. They will attempt to find any reason to blame your current injuries on previous injuries or pre-existing conditions. 

  1. Attempting to Convince You Don’t Need a Lawyer

Insurance companies often tell people that a lawyer is unnecessary – especially because a lawyer will take a fee. However, studies have shown that those who hire an attorney generally receive a larger settlement.

There is No Attorney’s Fee Unless We Win Your Case.

If you have been injured in an accident, you should not have to pay for someone else’s negligence. The attorneys at Graves McLain have substantial experience in representing individuals in auto accidents.

There is no charge for Graves McLain to review your case. If we represent you, we will handle your case on a contingency fee basis (calculated as a percentage of the recovery we obtain). Call an experienced Accident Attorney at Graves McLain at 918-359-6600 today. Trust our team. We’re here to help.

Graves McLain – Serious Lawyers for Serious Injuries.